Unemployment & Workers’ Comp
Calculator By State

Two calculators in one — unemployment insurance AND workers’ compensation. Every state’s exact 2026 rates pre-loaded. Find your state and calculate in seconds.

🔍

State Calculators

Calculators Per State

$235–$1,019

UI Weekly Range

2026

Rates Updated

Filter by UI generosity: All States ✅ High UI ($600+/wk) 🔶 Mid UI ($350–$599) 🔴 Low UI (under $350)

📋 Unemployment Insurance (UI)

For workers who lost their job through no fault of their own. Benefits range from $235/week (Mississippi) to $1,019/week (Washington State). Duration varies from 12 weeks (Florida, NC, Virginia) to 30 weeks (Massachusetts).

🦺 Workers’ Compensation

For workers injured on the job. Wage replacement rates range from 60% to 80% of your average weekly wage. Most states pay 66.67% (two-thirds). Every state calculator includes the waiting period and retroactive pay rules.

🏆 Highest UI Weekly Max
Washington$1,019/wk
Massachusetts$1,033/wk
Minnesota$857/wk
New Jersey$854/wk
Rhode Island$795/wk
⚠️ Lowest UI Weekly Max
Mississippi$235/wk
Louisiana$247/wk
Alabama & Florida$275/wk
Tennessee$275/wk
Georgia$365/wk
⏱️ Shortest UI Durations
Florida12 weeks
North Carolina12 weeks
Virginia12 weeks
Alabama14 weeks
Georgia14 weeks

All 50 States + DC

51 calculators

How to Use These Calculators

1.Find your state in the grid above and click it
2.Your state’s exact 2026 UI and workers’ comp rates are pre-loaded
3.Click the “Unemployment (UI)” or “Workers’ Comp” tab
4.Enter your average weekly wage
5.Get an estimated weekly benefit and total payout instantly

What These Calculators Show

→Your state’s UI weekly maximum and wage replacement rate
→Maximum weeks of UI available in your state
→Whether your state has a UI waiting week
→Workers’ comp wage replacement rate and weekly maximum
→Workers’ comp waiting period and retroactive pay rules

Frequently Asked Questions

Which state has the highest unemployment benefits? ›

Massachusetts has the highest base UI maximum at $1,033/week — rising to $1,259/week with dependents. Washington State follows at $1,019/week. At the other end, Mississippi has the lowest at $235/week and Louisiana at $247/week. The difference between the most and least generous states is more than $700 per week.

How is unemployment calculated in most states? ›

Most states calculate your weekly unemployment benefit as approximately 40–60% of your average weekly wage during your “base period” — typically the first four of the last five completed calendar quarters before you filed. This calculation is then capped at the state maximum. So if your state pays 50% of wages with a $500 max, and you earned $1,200/week, your benefit would be $500 (not $600, because the max kicks in).

What is a UI waiting week? ›

A waiting week is an unpaid first week of unemployment — you file, you qualify, but you receive no payment for that first week. Most states have a waiting week. A handful have eliminated it including California, New Jersey, Rhode Island, and Alaska. During COVID, most states temporarily waived waiting weeks, but most have reinstated them.

What is the standard workers’ comp wage replacement rate? ›

The most common workers’ compensation wage replacement rate is 66.67% (two-thirds) of your average weekly wage. This is the standard in the majority of US states. Some states are more generous: Iowa and Alaska pay 80% of spendable (after-tax) wages, Connecticut pays 75%, and Ohio pays 72%. A few states pay less — New Hampshire pays 60% and Massachusetts pays 60%.

What is a workers’ comp waiting period? ›

Most states require you to be disabled for a minimum number of days before workers’ comp wage benefits begin — typically 3–7 days. This waiting period is often paid retroactively if your disability exceeds a longer threshold (commonly 14–28 days). So if your state has a 7-day waiting period and you’re disabled for 30 days, you’d receive back pay for those first 7 days.